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Showing posts from June, 2024

14 Call Center Interview Questions & Answers

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The call center industry is one of the fastest growing in the country these days. As recently as ten years ago, there were only a few call center agents and the word call center was hardly ever used in the country. Today, almost every family has at least one member working in the call center industry. The reason for this boom is partly economics. In the Philippines, low paying jobs are very notorious and while call centers set up shop here because of the low labor costs, Filipinos decide to work for the call center industry because it pays higher than average wages. Consider this: if you are an average worker with an entry level position, you probably are getting paid seven to ten thousand a month; meanwhile, an average employee in the call center industry with an entry level position will get around fifteen thousand pesos a month, plus free dental and health benefits (HMO). Call centers also will pay your SSS (Social Security), PAGIBIG (home building fund), and PhilHealth (health ins...

Which Digital Banks in the Philippines are Profitable?

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Recently, the central bank of the Philippines issued a statement that only 2 out of the 6 digital banks in the Philippines are profitable. They further explained that they expected digital banks to become profitable after only 5 to 7 years of operation. Since they declined to disclose the names of the 2 digital banks that are currently profitable, people are asking which of the digital banks could the BSP be referring to? Owned by the Landbank, Overseas Filipino Bank or OF Bank is the first digital bank licensed and approved by the BSP. While I can't find any articles online about its profitability, it is highly likely that OF Bank is one of the two profitable digital banks in the Philippines since it is government-owned and the first one to operate. Aside from that, it did not start from scratch. Operating as a thrift bank prior to having its banking license converted into a digital bank license, it used to be known as the Philippine Postal Savings Bank. However, as far as its 202...

Bagong Pilipinas Hymn Song Lyrics

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On June 9, 2024, memorandum circular no. 52 was released by MalacaƱang ordering all government offices and schools to sing as well as recite the Bagong Pilipinas hymn and pledge.  Here are the lyrics to the Bagong Pilipinas hymn. PANAHON NA NG PAGBABAGO Panahon na ng pagbabago  Dahil sa ito ay kinakailangan Tayo na magtulong-tulong  Na paunlarin ang mahal nating bayan Panahon na ng pagbabago  Dahil sa ito ay kinakailangan  Tayo na magtulong-tulong  Na paunlarin ang mahal nating bayan  Panahon na ng pagbabago  At iayos ang mga dapat ayusin  Dapat lang maging tungkulin  Ng bawat mamamayan dito sa atin Gawin ang pagbabago  Patungo sa pag-asenso  Magsikap na mabuti  At nang guminhawa tayo  ipagmalaki natin sa mundo at ipamalas Ang Bagong Pilipino at Bagong Pilipinas Panahon na ng pagbabago  Tangkilikin natin ang sariling atin  At tama lang na ugaliin  Kaysa sa iba sa atin ang unahin Panahon na ng pagbabago...