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Showing posts from November, 2024

14 Call Center Interview Questions & Answers

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The call center industry is one of the fastest growing in the country these days. As recently as ten years ago, there were only a few call center agents and the word call center was hardly ever used in the country. Today, almost every family has at least one member working in the call center industry. The reason for this boom is partly economics. In the Philippines, low paying jobs are very notorious and while call centers set up shop here because of the low labor costs, Filipinos decide to work for the call center industry because it pays higher than average wages. Consider this: if you are an average worker with an entry level position, you probably are getting paid seven to ten thousand a month; meanwhile, an average employee in the call center industry with an entry level position will get around fifteen thousand pesos a month, plus free dental and health benefits (HMO). Call centers also will pay your SSS (Social Security), PAGIBIG (home building fund), and PhilHealth (health ins...

Gold as an Inflation Hedge in the Philippines

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Gold is often seen as a hedge against inflation across different cultures and several millennia. Gold advocates would cite that the price of an italian suit in the early 1900s is the same today as it was back then. Today, I came across a post on Facebook that claims to be an ad for flights from the 1960s. Since gold was still money back then and had a fixed amount of dollars associated with it, this is a good data to compare the ability of gold to hold its value. https://www.facebook.com/share/p/15YufUohLj/ During the Bretton Woods era, the price of gold was fixed at 35 USD per ounce. Meanwhile, 1 USD was worth 3.90 PHP. If a flight from IloIlo to Manila was 28 pesos, this would be equivalent to 7 USD. In terms of gold, 7 USD would have bought around 7 grams of gold (1 troy oz is equal to 31.1 grams). In today's peso, 7 grams of gold would be worth more than 30 thousand pesos. Far more than what Cebu Pacific actually charges today! The truth is I already knew that the cost of fligh...

Tomler Personal Refrigerator Review

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Gone are the days when people would be apprehensive about buying electronics online. For me, I started becoming comfortable buying gadgets as well as small appliances like blenders and coffee makers online during the pandemic. A month ago, I decided to buy a personal refrigerator online.  At first, I had a lot of trepidations because I have heard of stories of refrigerators that suddenly stop working from people moving to a new place. After checking out refrigerators in the mall and seeing the price difference, I decided to take the risk and buy my first personal refrigerator online. I went with a fridge with an unknown brand name and it was also the cheapest one I found online.  The Tomler personal refrigerator arrived well-packed. There was one review that said that the fridge had dents when it arrived but seeing how it was packed in a bubble-wrapped box with styrofoam, I don't know how it was possible for the fridge to be delivered with dents. Online, there seems to be a ...