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Showing posts from October, 2012

14 Call Center Interview Questions & Answers

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The call center industry is one of the fastest growing in the country these days. As recently as ten years ago, there were only a few call center agents and the word call center was hardly ever used in the country. Today, almost every family has at least one member working in the call center industry. The reason for this boom is partly economics. In the Philippines, low paying jobs are very notorious and while call centers set up shop here because of the low labor costs, Filipinos decide to work for the call center industry because it pays higher than average wages. Consider this: if you are an average worker with an entry level position, you probably are getting paid seven to ten thousand a month; meanwhile, an average employee in the call center industry with an entry level position will get around fifteen thousand pesos a month, plus free dental and health benefits (HMO). Call centers also will pay your SSS (Social Security), PAGIBIG (home building fund), and PhilHealth (health ins...

Retirement Planning for People in Their 50s

My friend is a time bomb waiting to explode. This friend has gone through life living like a twenty five year old, never saving for retirement. Now, she is approaching fifty and thankfully, has realized that she is a retirement disaster time bomb waiting to explode. Ideally, you should begin to start saving for retirement at 25. People however delay saving for retirement until it is already too late. My friend, at the age of 48, still has a chance to a comfortable retirement. She however has to radically change her ways and put aside more than fifty percent of her income every month for fifteen years. Here is my action plan for my friend: -Minimize eating out to once a month -Bring packed lunch to work -Buy fresh produce and fruit from the wet market instead of sliced packed ones from the grocery -Stop riding taxis in favor of buses, trains and jeepneys -Before buying something: ask yourself if you really need it and if there is a cheaper alternative -Do not give one more...